A free app for Android, by Moderna Försäkringar.
How does Moderna Smart analyse my driving behavior?
With this program you can go through a series of tests and sign a contract with Moderna that can be used to get discounts on your car insurance premium. The tests are divided into three parts: one where you have to drive a predetermined route, another where you have to park and drive, and the last part where you have to do a series of challenges with the goal to reach a predetermined distance. The tests are divided into different sections that you can choose to complete and you can take a break between each of the sections.
The first test will determine your driving behavior. You will be signed up with Moderna and given a personal identification number (ID). Your insurance policy will be adjusted according to your driving behavior. After completing the first test you will be given the opportunity to sign up for a contract with Moderna.
This is the moment where you can choose between three different options:
Choose to test your car insurance with Moderna.
Sign up for a contract with Moderna.
Take a break.
Your insurance premium will be reduced after completing each of the tests.
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